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The 10 Essentials Upon Receiving an Inheritance

The okay Boomer eye roll movement came out of frustration that Australia’s wealth is disproportionately distributed to those over 60, with the sharp rise in property prices being the primary culprit. But whilst we’re all living longer, science hasn’t yet found a way to grant us eternal lives, and so eventually that wealth will be … Continued

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The 10 Essentials Upon Receiving an Inheritance

NEW PODCAST

Super excited to announce a new podcast to the Financial Autonomy stream. Market Noise is a collaboration between personal finance YouTuber Justin Baldori and me, Paul Benson. We record each episode live on Youtube each Monday night at 8pm AEST, and then release to podcast version later that night.   Justin and I each choose 2 … Continued

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NEW PODCAST

How to use a Core/Satellite strategy in your share portfolio

One of the most popular pathways to achieving Financial Autonomy is through investing in stocks. Stock market investing has a tonne of advantages – ease of diversification, low transaction costs, ease of liquidity, and being highly regulated to guard against investor fraud. Perhaps the number one reason share investment is so popular for those looking … Continued

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How to use a Core/Satellite strategy in your share portfolio

Discovering the Satellite – What are the Satellites in a Core-Satellite strategy?

Here at Financial Autonomy we follow the framework set out in the Financial Autonomy book. One of the pathways in that framework is stocks and within that section I explore the Core-Satellite strategy in some detail. It’s a strategy we use a lot with clients. In this post we’re going to dig in a bit … Continued

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Discovering the Satellite – What are the Satellites in a Core-Satellite strategy?

18 ways to Build Passive Income that work in Australia

I’ve been researching all the ways one might go about generating Passive Income. Unfortunately, many of those found on the web won’t work in Australia. So I’ve produced a custom list especially for those of us on the largest island in the Southern Hemisphere. Here’s what I’ve come up with: 1. Low input business 2. … Continued

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18 ways to Build Passive Income that work in Australia
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Financial Autonomy - When to use Gearing in your Investment Strategy

All Articles

September 8, 2021

When to use Gearing in your Investment Strategy

If you’ve been listening to the Financial Autonomy podcast for a while, and particularly if you’ve had a chance to pick up the Financial Autonomy book, you will be aware that we work to a proven framework. Within the Financial Autonomy framework there are three pathways that can be followed to get you to the … Continued

Investment

August 18, 2021

ARK Invest Deep Dive

If you ever need an example of the saying being in the right place at the right time ARK Invest would be the perfect illustration. Over the course of 2020 their assets under management grew from US$3.5billion, to US$41.5billion, growth of over 1000% in a single year, as their listed funds possessed all the stock … Continued

Investment

August 6, 2021

NEW PODCAST

Super excited to announce a new podcast to the Financial Autonomy stream. Market Noise is a collaboration between personal finance YouTuber Justin Baldori and me, Paul Benson. We record each episode live on Youtube each Monday night at 8pm AEST, and then release to podcast version later that night.   Justin and I each choose 2 … Continued

Investment

August 6, 2021

10 Ways to Save More

Financial Autonomy, this podcast and blog, exists to help you gain choice in life. To succeed with this goal, we need to put ourselves into a position of financial strength – debt paid off, investments generating income, and superannuation well-funded for our latter years. And none of that happens if our income doesn’t exceed our … Continued

Saving Strategy

July 13, 2021

Investment basics – Active vs Passive investment – what’s it about and, our approach

When I started my career in investment markets almost 20 years ago all the investment options were what we’d now call Active. We didn’t call them that at the time, it was just the standard way that money was managed. Passive investment had been around for some time, pushed primarily by John Boggle of Vanguard … Continued

Investment

July 7, 2021

The 10 Essentials Upon Receiving an Inheritance

The okay Boomer eye roll movement came out of frustration that Australia’s wealth is disproportionately distributed to those over 60, with the sharp rise in property prices being the primary culprit. But whilst we’re all living longer, science hasn’t yet found a way to grant us eternal lives, and so eventually that wealth will be … Continued

Investment

June 30, 2021

Why is the best strategy also the toughest to pull off?

Accumulating wealth to gain choice is hard. As the well worn saying goes, “if it was easy, everyone would be doing it”. Why is it so hard though? For over 200 episodes now, plus the weekly GainingCHOICE emails, we’ve explored various ways you can successfully accumulate wealth. Surely it’s a simple matter of just putting … Continued

Investment

June 23, 2021

Artificial + ESG = Best Friends

This weeks piece spawned out of an item in the Brain Food section of our regular GainingCHOICE email that you are hopefully receiving (if not, go here). Ethical, sustainable, or ESG investing, it’s known by many terms, but this approach has been one that’s been a focus and embedded into my financial planning business for … Continued

Investment

Saving Strategy

Superannuation

June 9, 2021

What’s a Moat, and why do they matter when investing?

This week we’re going to explore the topic of moats. No this is not yet another weird acronym, though you do sometimes see it written all in upper case so if you’ve been confused by this you’re completely forgiven. The idea of a business moat is the same concept as a moat around a medieval … Continued

Investment

May 5, 2021

The most impactful tax deduction that is often overlooked

The end of the financial year is just a few weeks away. If you’ve had a successful year financially, perhaps you’re looking for ways to shave a little off your tax bill. We all know that paying taxes is important. It’s our contribution to a functioning society. But where rules and incentives exist that encourage … Continued

Saving Strategy

Superannuation

April 14, 2021

Discovering the Satellite – What are the Satellites in a Core-Satellite strategy?

Here at Financial Autonomy we follow the framework set out in the Financial Autonomy book. One of the pathways in that framework is stocks and within that section I explore the Core-Satellite strategy in some detail. It’s a strategy we use a lot with clients. In this post we’re going to dig in a bit … Continued

Investment

April 7, 2021

5 Strategies to Maximise Income for Couples

Couples can have a distinct advantage when it comes to building wealth and achieving financial autonomy provided they maximise the opportunities available to them. Here at Financial Autonomy we work to a proven framework that results in you being able to gain choice. We explore that framework in detail in the Financial Autonomy book, which … Continued

Investment

Saving Strategy