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Financial Autonomy - Early retirement – the multi-phase approach for Australians – Episode 23

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December 13, 2017

Early retirement – the multi-phase approach for Australians – Episode 23

The goal of early retirement is one many Australians aspire too.  And certainly, when thinking about achieving Financial Autonomy, retiring early is very often baked into those goals. But what is the best way to bring that goal to reality, given the uniqueness of our system – superannuation, franking credits, negative gearing, and means tested … Continued

Investment

Saving Strategy

Superannuation

November 29, 2017

The side hustle – your ticket to Financial Autonomy? Episode 21

What do Apple, Nike, Under Armour, Instagram, and Groupon all have in common? It’s not just that they’re hugely successful, multibillion dollar companies.  They also share a common birth – they all started life as side projects of their founders.

Self-Employment & Side Hustles

November 15, 2017

I can’t buy a home, am I financially doomed? Episode 19

There’s a template that all Australian’s are meant to follow. Study, enter the workforce, buy a house, raise kids, pay off a mortgage, retire. It’s served us pretty well for the past 100 years or so, so you know the saying about if it ain’t broke… But for an increasing number of Australian’s this model … Continued

Property

Saving Strategy

November 1, 2017

Procrastination – 9 tips to combat this number one killer of Financial Autonomy dreams – Episode 17

How hard is it to get started?  I’m sure we’ve all had things that either need to be done, or that we’d like to do, but we put them off – shift them to the bottom of the pile or check out our Facebook feed instead. Procrastination is evil, and it afflicts us all at … Continued

Investment

Saving Strategy

October 18, 2017

Getting your debt under control doesn’t need to be difficult – Episode 16

How good would life be if you were debt free? No mortgage payments, or car loans.  No credit cards.  Imagine the weight off your shoulders.  The financial freedom you would gain.  The financial autonomy. Of course many people, probably most people, achieve debt free status over their working life.  This episode is not for those … Continued

Saving Strategy

October 4, 2017

The Sharemarket – A beginner’s guide – Episode 15

If you catch a snippet of the radio in the morning on your way to work, you’re likely to hear what happened to the Dow Jones overnight. If you read your news online or watch the news on TV it’s likely you’ll hear about the All Ords or maybe the ASX200.  You might even come … Continued

Investment

September 20, 2017

How to avoid the most common financial mistakes – Part 3 – Episode 14

Today’s episode is the 3rd and final look at the most common financial mistakes I come across when advising clients.  Thanks for your comments and feedback on the previous 2 posts, it seems that many of you have battled with some of these issues yourselves, and there were a few other mistakes that you’ve managed … Continued

Investment

Saving Strategy

Self-Employment & Side Hustles

Superannuation

September 6, 2017

How to avoid the most common financial mistakes – Part 2 – Episode 13

Welcome back.  In the last episode we explored common investment mistakes people make.  It’s not really essential that you listen to Part 1 before giving this one a listen, but if you haven’t listened to that one yet, perhaps make that the next episode you grab. Today we’re going to explore common cash flow mistakes … Continued

Investment

Property

Saving Strategy

Superannuation

August 23, 2017

How to avoid the most common financial mistakes – Part 1 – Episode 12

Enough people have hit their thumb with a hammer for you to know that it hurts quite a lot. You don’t need to do the experiment yourself. I’ve been helping people as a Financial Planner now for almost 18 years, and I’ve meet many, many wonderful people. Often people put off seeing a financial planner … Continued

Investment

Property

Saving Strategy

Superannuation

August 9, 2017

The security illusion – Episode 11

Having a job and a regular wage is comforting and secure, except if you lose that job.   UK stats say that 45% of workers will be made redundant at least once in their working life.  I’d expect the Australian numbers would be much the same. In that sense, being a full time employee is very … Continued

Self-Employment & Side Hustles

August 2, 2017

Is your ladder against the wrong wall? Episode 10

How long since you’ve taken a step back from your professional life and considered where it’s taking you?  Is your current professional activity taking you to somewhere you want to be in 10 or 20 years?  Is it leading you towards inner happiness? It’s easy with the pressures of mortgage repayments or rent, perhaps kids, … Continued

Saving Strategy

Self-Employment & Side Hustles

July 26, 2017

When bad luck strikes – how cancer impacted Jenny’s life and the financial lessons learned – Episode 9

When thinking about financial autonomy we are typically talking about medium to long term goals, and then developing strategies to get to those goals. The transition then is a planned one. What if your transition was thrust upon you? I met someone recently who faced this challenge, and with her permission, I thought it was … Continued

Property

Superannuation