All Articles
June 9, 2021
What’s a Moat, and why do they matter when investing?
This week we’re going to explore the topic of moats. No this is not yet another weird acronym, though you do sometimes see it written all in upper case so if you’ve been confused by this you’re completely forgiven. The idea of a business moat is the same concept as a moat around a medieval … Continued
Investment
May 5, 2021
The most impactful tax deduction that is often overlooked
The end of the financial year is just a few weeks away. If you’ve had a successful year financially, perhaps you’re looking for ways to shave a little off your tax bill. We all know that paying taxes is important. It’s our contribution to a functioning society. But where rules and incentives exist that encourage … Continued
Saving Strategy
Superannuation
April 14, 2021
Discovering the Satellite – What are the Satellites in a Core-Satellite strategy?
Here at Financial Autonomy we follow the framework set out in the Financial Autonomy book. One of the pathways in that framework is stocks and within that section I explore the Core-Satellite strategy in some detail. It’s a strategy we use a lot with clients. In this post we’re going to dig in a bit … Continued
Investment
April 7, 2021
5 Strategies to Maximise Income for Couples
Couples can have a distinct advantage when it comes to building wealth and achieving financial autonomy provided they maximise the opportunities available to them. Here at Financial Autonomy we work to a proven framework that results in you being able to gain choice. We explore that framework in detail in the Financial Autonomy book, which … Continued
Investment
Saving Strategy
March 9, 2021
Financial Planning, coaching, and counselling – what’s the difference and when to use each
Financial planning, money coaching, and financial counselling. These are all terms you’ve probably seen or come across, but the difference between the three roles and when they are applicable is often not obvious. So in this week’s episode I’ll clarify what each of these roles do, and where perhaps they might be applicable in your … Continued
Investment
Saving Strategy
Superannuation
March 5, 2021
Best Australian Email Newsletters
I’m a big lover of email newsletters. My morning routine goes like this. Over breakfast I scan through the AFR so I’m across what’s happening in the business world. Hey, not everyone’s cup of tea I know, but for my profession I need to know what’s going on. Once that’s ticked off, I slide over … Continued
Uncategorised
March 3, 2021
The Age of Creators, NFT’s and Financial Autonomy
We are entering the Age of the Creator. The confluence of the internet, the tools it has produced, and blockchain technology, is delivering us from the Industrial Age to the Creator Age at speed. And for anyone interested in the idea of Financial Autonomy and gaining choice, that’s a wonderful thing. At the outset I … Continued
Investment
Self-Employment & Side Hustles
February 16, 2021
Bitcoin – my experience as a first time investor in Australia
Early this year I bought $2,000 worth of Bitcoin. In this post I wanted to share with you my experience – why, I bought Bitcoin, how I bought Bitcoin, and what I learned through the process. Before we dive in, a quick reminder to subscribe to our weekly GainingCHOICE email if you’re not already receiving … Continued
Investment
February 16, 2021
The Pro’s and Con’s of Self-Employment in Australia
Shifting to self-employment can be a great way to gain choice. But it’s not without its risks and drawbacks. In this post we explore both the positives and the negatives to help you decide whether self-employment might be the way forward for you. Beyond the contents of this post, we have several other tools that … Continued
Self-Employment & Side Hustles
February 16, 2021
Short Selling – everything you need to know
Recently a very small stock in the US made headlines in the investment community. Gamestop, a bricks and mortar retailer in the US, selling games and accessories for The PlayStation and Xbox. Very similar to EB Games here in Australia. The combination of COVID restricting shopping into stores, combined with the trend of the manufacturers … Continued
Investment
January 27, 2021
Is there any reason to still buy LIC’s?
In this post we’re going to take a look at Listed Investment Companies, LIC’s. They’ve been around a long time on the stock market, and given the advancements made, especially in the Exchange Traded Fund (ETF) space, it’s worthwhile to question whether LIC’s still have a reason to exist. Should we as investors have them … Continued
Investment
December 23, 2020
The new couples dilemma – joint everything, or keep your finances separate?
If you’re in a relationship that’s been going for a little while, how do you manage your finances as a couple? Do you and your partner’s wages all go into a single joint account that you both then spend out of? Or do you keep your money separate, each paying for your own expenses and … Continued
Investment
Saving Strategy
Superannuation