All Articles
July 12, 2023
The Impossible Question – why it’s so hard for investors to decide between shares or property
For an investor trying to build wealth and achieve financial independence, a question they will inevitably face is whether they should be sending their savings into stock market investments, or paying off an investment property instead. In my experience, most people decide which fork in the road to take based more on comfort and personal … Continued
Investment
Property
June 28, 2023
Could You Be Over-Saving?
To achieve peak performance athletes need to train. Train too little and they risk lacking the fitness and skills to achieve their full potential. Train too much though, and they risk fatigue and injury. A balance needs to be found in order for the athlete to succeed. When thinking about money and finances, the typical … Continued
Investment
Saving Strategy
June 14, 2023
Should I Top-Up My Super?
This week’s episode is another one inspired by a recent client question, one that we get asked multiple times each year. Should I be topping up my super? The primary motivation in seeking out an answer to this question is to determine whether you’re on track to have enough retirement savings for a comfortable and … Continued
Superannuation
June 7, 2023
Preparing for the Unknown: Tips for Being Ready if You’re Made Redundant
Redundancy. With the Australian economy slowing as the impact of higher interest rates begins to bite, job cuts are likely to accelerate. Layer on top of this the potential impact that artificial intelligence might have on the white collar workforce of the future, and it’s easy to understand why many people are feeling anxious about … Continued
Uncategorised
May 12, 2023
When can I cut back to 3 days per week?
A goal for many of the clients that we work with is to cut back from the need to work a traditional 5 day work week. In this video we consider when it would be possible for Dominic to cut back to 3 days per week, without putting himself in financial stress later in life. … Continued
Uncategorised
May 10, 2023
Alternatives to Retiring Early
Winston Churchill was 65 in 1939 when World War 2 commenced. He had his most important, and arguably his best years, ahead of him. Ray Kroc founded McDonald at 52 years of age. And Harland Sanders founded Kentucky Fried Chicken when he was 62. Betty White got her major acting break at age 51. Nelson … Continued
Investment
May 5, 2023
Can I spend $20,000 every second year on travel and still retire at 60?
The second in our financial modelling series. Travel is a key goal for so many of us. This video looks at how we can determine what is possible. View it here: https://www.linkedin.com/feed/update/urn:li:activity:7054367669143162880
Uncategorised
April 28, 2023
When can I afford to retire?
This is the first in a series of short videos we’ve put together to demonstrate the value of financial modelling. Financial modelling and scenario analysis is frequently the core of how we assist our clients. Take a look here: https://www.linkedin.com/feed/update/urn:li:activity:7054365048458129408
Uncategorised
April 26, 2023
Should I Top-Up My Super?
This week’s post is another one inspired by a recent client question, one that we get asked multiple times each year. Should I be topping up my super? The primary motivation in seeking out an answer to this question is to determine whether you’re on track to have enough retirement savings for a comfortable and … Continued
Superannuation
April 19, 2023
5 Strategies to Achieve Financial Independence in Your 40s and 50s
As you guys know, the focus of our podcast is to help you gain choice through the achievement of what I’ve called Financial Autonomy. A very close cousin of the idea of financial autonomy is Financial Independence. Financial independence is the concept of owning assets that produce income such that it is not necessary for … Continued
Investment
April 12, 2023
4 Ways Higher Interest Rates Impact Your Share Portfolio
You’d have to have been living on a deserted island for the last 18 months to not know that interest rates have been on the rise. Central banks around the world are endeavouring to return rates to normal levels, following sharp cuts through the pandemic. Normalising rates is not without pain however, as many who … Continued
Investment
April 12, 2023
Mean Reversion’s Applicability for Long Term Investors
I try my best to avoid financial jargon, but “mean reversion” is one piece of jargon well worth being acquainted with. The “mean” is just a fancy way of saying the average. The concept of mean reversion then, is that investments and markets tend to want to pull back to their average over time. This … Continued
Investment