All Articles
August 7, 2019
7 Essential Australian Resources for Investing in Shares as a Beginner
Warren Buffet started investing in shares when he was just 11 years old. Today he one of the richest people on the planet, with an estimated worth of US$84billion. Buying shares is becoming a part-owner of a business. Throughout history it has been business owners, whether founders or subsequent investors, who have been most successful … Continued
Investment
Superannuation
July 24, 2019
IFA Award Nomination
Honored to be selected as a finalist in the Practice Principal of the Year category. The ifa Excellence Awards is Australia’s only awards benchmarking the success and quality of the independent financial advice sector.
Saving Strategy
July 24, 2019
Rent or Buy – how to determine what’s right for you
The great Australian dream of owning a home once drove a fairly predictable housing pattern – Aussies would rent for a little while, save for a deposit then dive into home ownership at the first opportunity. Housing status spoke volumes. Homeowners were successful while renters were either young or couldn’t get it together financially. How … Continued
Property
July 10, 2019
How to prepare for a successful career change
With technology changing our world so rapidly, the chances of us entering the paid workforce in one role, and that role then seeing us through until retirement 40+ years latter would seem quite remote. And even if this were possible, is it what you would really want? In this post we’re going to explore some … Continued
Self-Employment & Side Hustles
July 3, 2019
Listener Q & A – Episode 100
Thanks for joining us for another Financial Autonomy episode. We’ve got a bit of a change in the normal routine today, because today is Episode 100 and I don’t want to pass through that milestone without doing something a little bit special. I’ve asked our Gaining Choice subscribers for their top Financial Autonomy questions. I’ve … Continued
Investment
Property
Saving Strategy
Self-Employment & Side Hustles
Superannuation
June 26, 2019
Will retirement still be a thing in 2030? – Episode 99
Throughout most of human history, the only time you retired was when you died. Retirement as we now experience it is a reasonably recent phenomenon. It’s an invention of the 20th century and it’s worthwhile questioning whether it will continue through the 21st century, at least in the format we currently think of. When the … Continued
Investment
Superannuation
June 19, 2019
Facebook goes Crypto – what does it mean for you?
This week Facebook announced a plan to lead the rollout of a new Crypto currency Libra. Whilst all the initial reports focused on Facebook, it is in fact a consortium based in Switzerland that includes VISA, Mastercard, Uber, EBay, PayPal, Vodaphone, microlending non-profit Kiva, Stripe, Spotify and more. The intention is to have 100 foundation … Continued
Investment
June 12, 2019
Financial Autonomy and the 8 Levels of Financial Freedom – Episode 97
Writer David Rae, in a great article in Forbes magazine, identified the disconnect between the early retirement through extreme frugality crowd, and the mainstream of society who want to enjoy life without financial constraints. He identified 8 levels of financial freedom. A ladder that we progress along to gain more and more choice and freedom. … Continued
Investment
Saving Strategy
June 5, 2019
The 5 essentials for successful investing – Episode 96
There’s no shortage of books, articles, and academic research exploring the investment universe. So what works? In today’s post, I attempt to distil the key elements that you need for investment success. Short, sharp and to the point – that’s what we do here at Financial Autonomy!
Investment
May 29, 2019
Freelancing with a safety net – Episode 95
Freelancing offers flexibility. It’s a way to fit in the necessity of generating an income, with the other things you want to achieve in life. Recently I heard someone reflect on the standard 9 to 5 working day. It came about in the industrial era to align with day light hours. The factories had little … Continued
Self-Employment & Side Hustles
May 22, 2019
The Value of Education – Episode 94
When it comes to gaining choice, there’s few more powerful enablers than increased skills. Financial Autonomy is about gaining control and choice over your life – not enduring a working life that is unfulfilling. It’s about getting the most out of the one precious life that we are allotted. In this post, we’re going to … Continued
Investment
Saving Strategy
Self-Employment & Side Hustles
May 15, 2019
How to make sense of your superannuation statement (and other things you really should know about your most important financial asset). – Episode 93
For many people, thinking about superannuation is the go-to cure for insomnia. This isn’t all bad, in that so long as your superannuation foundations are set-up right, it is something that needs to be left alone to grow – too much fiddling around can be extremely costly. But ignoring your superannuation savings completely is a … Continued
Superannuation