Investment

Financial Autonomy - Financial Planning, coaching, and counselling – what’s the difference and when to use each

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March 9, 2021

Financial Planning, coaching, and counselling – what’s the difference and when to use each

Financial planning, money coaching, and financial counselling. These are all terms you’ve probably seen or come across, but the difference between the three roles and when they are applicable is often not obvious. So in this week’s episode I’ll clarify what each of these roles do, and where perhaps they might be applicable in your … Continued

Investment

Saving Strategy

Superannuation

March 3, 2021

The Age of Creators, NFT’s and Financial Autonomy

We are entering the Age of the Creator. The confluence of the internet, the tools it has produced, and blockchain technology, is delivering us from the Industrial Age to the Creator Age at speed. And for anyone interested in the idea of Financial Autonomy and gaining choice, that’s a wonderful thing. At the outset I … Continued

Investment

Self-Employment & Side Hustles

February 16, 2021

Bitcoin – my experience as a first time investor in Australia

Early this year I bought $2,000 worth of Bitcoin. In this post I wanted to share with you my experience – why, I bought Bitcoin, how I bought Bitcoin, and what I learned through the process. Before we dive in, a quick reminder to subscribe to our weekly GainingCHOICE email if you’re not already receiving … Continued

Investment

February 16, 2021

Short Selling – everything you need to know

Recently a very small stock in the US made headlines in the investment community. Gamestop, a bricks and mortar retailer in the US, selling games and accessories for The PlayStation and Xbox. Very similar to EB Games here in Australia. The combination of COVID restricting shopping into stores, combined with the trend of the manufacturers … Continued

Investment

January 27, 2021

Is there any reason to still buy LIC’s?

In this post we’re going to take a look at Listed Investment Companies, LIC’s. They’ve been around a long time on the stock market, and given the advancements made, especially in the Exchange Traded Fund (ETF) space, it’s worthwhile to question whether LIC’s still have a reason to exist. Should we as investors have them … Continued

Investment

December 23, 2020

The new couples dilemma – joint everything, or keep your finances separate?

If you’re in a relationship that’s been going for a little while, how do you manage your finances as a couple? Do you and your partner’s wages all go into a single joint account that you both then spend out of? Or do you keep your money separate, each paying for your own expenses and … Continued

Investment

Saving Strategy

Superannuation

November 10, 2020

Why has ESG investing shone in 2020?

It is estimated that globally there is now $31trillion invested under ESG mandates. ESG stands for Environmental, Social, and Governance. That means people have entrusted their savings to a fund manager who has specifically undertaken to incorporate ESG factors when building their portfolios. ESG investing is sometimes also called sustainable or ethical investing. The Responsible … Continued

Investment

October 29, 2020

Is it time to gear into shares?

When investing in property, it’s largely a given that you will be borrowing as a core element of the transaction. Indeed often you are borrowing the entire purchase costs. Borrowing to buy shares however, is often approached with trepidation, despite the many advantages shares offer around ease of altering the transaction size, diversification, and speed … Continued

Investment

October 29, 2020

Which Financial Independence pathway is right for you?

So you have a goal of achieving Financial Independence. Fantastic. Financial Independence provides the potential for enormous freedom in life. But how to get from where you are today, to your chosen nirvana? Of course you need clarity on your goals, and a robust cash flow plan to maximise your savings. But with those two … Continued

Investment

Property

Self-Employment & Side Hustles

October 20, 2020

Success Story

Jonathon Hawkins completed the Invest in Shares with Confidence course recently, here he shares his experience.   Tell us about your situation prior to undertaking this course I started a new career about 6 years ago in the automotive industry. My eyes were opened up to earning potentials with commission based income. I had a … Continued

Investment

September 11, 2020

Zero Returns On Cash And What This Means For Investment Options

For cautious investors, the safest option has usually been touted to be cash. COVID-19, however, threatens to turn longstanding monetary policy on its head. Even in Australia, there’s been discussion of the possibility of negative rates as shutdowns and social restrictions constrain normal economic activity. For people exploring ways to keep their wealth safe, this … Continued

Investment

September 9, 2020

How to use a Core/Satellite strategy in your share portfolio

One of the most popular pathways to achieving Financial Autonomy is through investing in stocks. Stock market investing has a tonne of advantages – ease of diversification, low transaction costs, ease of liquidity, and being highly regulated to guard against investor fraud. Perhaps the number one reason share investment is so popular for those looking … Continued

Investment