Property

Financial Autonomy - Should we buy a holiday home?

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December 20, 2023

Should we buy a holiday home?

It’s summer and hopefully you’re kicking back somewhere, recharging the batteries with plenty of blue sky and sunshine. It’s at times like these, perhaps strolling along the beach with our partner, nothing urgent to be done and plenty of time to think, that the thought might pop into our head “wouldn’t it be great to … Continued

Investment

Property

September 13, 2023

Crushing Debt: A Guide to Paying Off Loans and Building Wealth

We all know that interest rates have leapt up quickly in the past 18 months. Whilst many people have been protected thus far by fixed rate mortgages, as these roll off, more and more of us are starting to feel the pain. That being the case, paying off debt has bubbled to the top of … Continued

Property

July 12, 2023

The Impossible Question – why it’s so hard for investors to decide between shares or property

For an investor trying to build wealth and achieve financial independence, a question they will inevitably face is whether they should be sending their savings into stock market investments, or paying off an investment property instead. In my experience, most people decide which fork in the road to take based more on comfort and personal … Continued

Investment

Property

February 28, 2023

Stepping Stone: Navigating the Property Market as a Parent-Child Team

It’s not uncommon for our clients to want to assist their children get into the property market. Particularly in our major capital cities, we all know that prices are at levels that make it very difficult to accumulate an appropriate deposit and be able to service the level of debt required. Usually parental assistance into … Continued

Investment

Property

January 17, 2023

What is a Reasonable Price to Pay for an Investment Property?

In the Financial Autonomy framework there are three pathways to gaining choice, identified through my many years of working with clients and seeing how those who have successfully gained financial security and freedom have achieved this feat. Those three pathways are investing in shares, investing in property, and self-employment or entrepreneurship. As explored in the … Continued

Property

December 7, 2022

What’s a reasonable price to pay for an investment property?

In the Financial Autonomy framework there are three pathways to gaining choice, identified through my many years of working with clients and seeing how those who have successfully gained financial security and freedom have achieved this feat. Those three pathways are investing in shares, investing in property, and self-employment or entrepreneurship. As explored in the … Continued

Property

November 9, 2022

3 Tips to Rapidly Accelerate Your Wealth Creation

Let’s talk about wealth creation. Specifically what can we do to accelerate it, hit the fast forward button. Of course there’s all the standard and perfectly prudent advice that we’ve covered many times before, spend less and save more, chase a new higher paying job, and ensure any surplus cash is invested and working rather … Continued

Investment

Property

Superannuation

September 27, 2022

18 ways to Build Passive Income that work in Australia

I’ve been researching all the ways one might go about generating Passive Income. Unfortunately, many of those found on the web won’t work in Australia. So I’ve produced a custom list especially for those of us on the largest island in the Southern Hemisphere. Here’s what I’ve come up with: 1. Low input business 2. … Continued

Investment

Property

Saving Strategy

Self-Employment & Side Hustles

August 31, 2022

Tax

This week I thought we’d talk about tax. Strategies to minimise tax are often high priorities for those seeking financial planning advice. In this episode we’ll take a look at some of the most common taxes that we as Australians face, pick apart some of the mechanics on how they work, and consider whether it’s … Continued

Investment

Property

February 9, 2022

How to use the Greatest Tax Perk in Australia

Often when people think about making the transition from full time work to semi or complete retirement, there is consideration given to rejigging existing investments, whether to produce more income, reduce debt, or improve tax efficiency. But selling investments typically incurs capital gains tax and much of the planning work we do for our clients … Continued

Investment

Property

November 9, 2021

The Three Pathways to Achieving Financial Autonomy

If you’ve been listening to this podcast for a while, and certainly if you’ve read my book, you’ll be aware that we adhere to a framework in helping people gain choice. A core element of that framework is the three pathways. The entire Financial Autonomy framework, and in particular these three pathways, are the product … Continued

Investment

Property

Self-Employment & Side Hustles

October 6, 2021

5 Steps to Becoming a Millionaire

With the median house price in Australia’s two largest cities now north of a million dollars, being a millionaire isn’t perhaps as significant as it once was. As a milestone though, getting to the point where your net assets pop over the million-dollar line remains significant, and something worth taking pride in. Here at Financial … Continued

Investment

Property

Saving Strategy