All Articles
April 4, 2018
Financial Autonomy – Common Strategy Options – Episode 39
Regular listeners and readers know by now that Financial Autonomy is about gaining choice. Maybe that choice is retiring early (eg. the FIRE goal that’s popular in the US), but it could just as easily be the choice to work in a different career, start your own business, work fewer hours or days, or the … Continued
Investment
Property
Saving Strategy
Self-Employment & Side Hustles
Superannuation
March 14, 2018
6 Powerful Early Retirement Hacks – Episode 36
The goal for many in the Financial Autonomy community is to retire early. Early retirement means different things to different people, but as I always talk about, Financial Autonomy is about gaining choice. So whether you’re early retirement consists of lying on the beach in Fiji at age 40, or traveling around Australia with your … Continued
Investment
Property
Saving Strategy
Superannuation
February 21, 2018
First Home Super Saver Scheme – should I care? Episode 33
We all know that property prices in Australia have gone stupid in recent years. One significant consequence of that has been that first home buyers have found it increasingly difficult to enter the property market. Banks like to see at least a 10% deposit, and in the ideal world you’d have a 20% deposit to … Continued
Property
Saving Strategy
Superannuation
December 27, 2017
My 68% return. The power of gearing – how smart borrowing can accelerate your journey to financial autonomy – Episode 25
Way back in 1996 I bought my first home. It was a two bedroom flat in a very ugly brown brick building, probably built in the 70’s with nothing done since. It wasn’t flash but it was within my budget and in a good location close to town – Kew for the Melbournites. I paid … Continued
Property
November 15, 2017
I can’t buy a home, am I financially doomed? Episode 19
There’s a template that all Australian’s are meant to follow. Study, enter the workforce, buy a house, raise kids, pay off a mortgage, retire. It’s served us pretty well for the past 100 years or so, so you know the saying about if it ain’t broke… But for an increasing number of Australian’s this model … Continued
Property
Saving Strategy
September 6, 2017
How to avoid the most common financial mistakes – Part 2 – Episode 13
Welcome back. In the last episode we explored common investment mistakes people make. It’s not really essential that you listen to Part 1 before giving this one a listen, but if you haven’t listened to that one yet, perhaps make that the next episode you grab. Today we’re going to explore common cash flow mistakes … Continued
Investment
Property
Saving Strategy
Superannuation
August 23, 2017
How to avoid the most common financial mistakes – Part 1 – Episode 12
Enough people have hit their thumb with a hammer for you to know that it hurts quite a lot. You don’t need to do the experiment yourself. I’ve been helping people as a Financial Planner now for almost 18 years, and I’ve meet many, many wonderful people. Often people put off seeing a financial planner … Continued
Investment
Property
Saving Strategy
Superannuation
July 26, 2017
When bad luck strikes – how cancer impacted Jenny’s life and the financial lessons learned – Episode 9
When thinking about financial autonomy we are typically talking about medium to long term goals, and then developing strategies to get to those goals. The transition then is a planned one. What if your transition was thrust upon you? I met someone recently who faced this challenge, and with her permission, I thought it was … Continued
Property
Superannuation
July 19, 2017
Divorce – how to bounce back financially – Episode 8
Financial Autonomy is about managing and planning for major transitions in life. A transition that many of us face unfortunately is divorce. I understand researchers have found that going through a divorce can be one of the most stressful things you can experience in life. As a financial planner, I often work with clients … Continued
Investment
Property
Saving Strategy
Superannuation