Property

Financial Autonomy - First Home Super Saver Scheme – should I care? Episode 33

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February 21, 2018

First Home Super Saver Scheme – should I care? Episode 33

We all know that property prices in Australia have gone stupid in recent years.  One significant consequence of that has been that first home buyers have found it increasingly difficult to enter the property market.  Banks like to see at least a 10% deposit, and in the ideal world you’d have a 20% deposit to … Continued

Property

Saving Strategy

Superannuation

December 27, 2017

My 68% return. The power of gearing – how smart borrowing can accelerate your journey to financial autonomy – Episode 25

Way back in 1996 I bought my first home.  It was a two bedroom flat in a very ugly brown brick building, probably built in the 70’s with nothing done since.  It wasn’t flash but it was within my budget and in a good location close to town – Kew for the Melbournites.  I paid … Continued

Property

November 15, 2017

I can’t buy a home, am I financially doomed? Episode 19

There’s a template that all Australian’s are meant to follow. Study, enter the workforce, buy a house, raise kids, pay off a mortgage, retire. It’s served us pretty well for the past 100 years or so, so you know the saying about if it ain’t broke… But for an increasing number of Australian’s this model … Continued

Property

Saving Strategy

September 6, 2017

How to avoid the most common financial mistakes – Part 2 – Episode 13

Welcome back.  In the last episode we explored common investment mistakes people make.  It’s not really essential that you listen to Part 1 before giving this one a listen, but if you haven’t listened to that one yet, perhaps make that the next episode you grab. Today we’re going to explore common cash flow mistakes … Continued

Investment

Property

Saving Strategy

Superannuation

August 23, 2017

How to avoid the most common financial mistakes – Part 1 – Episode 12

Enough people have hit their thumb with a hammer for you to know that it hurts quite a lot. You don’t need to do the experiment yourself. I’ve been helping people as a Financial Planner now for almost 18 years, and I’ve meet many, many wonderful people. Often people put off seeing a financial planner … Continued

Investment

Property

Saving Strategy

Superannuation

July 26, 2017

When bad luck strikes – how cancer impacted Jenny’s life and the financial lessons learned – Episode 9

When thinking about financial autonomy we are typically talking about medium to long term goals, and then developing strategies to get to those goals. The transition then is a planned one. What if your transition was thrust upon you? I met someone recently who faced this challenge, and with her permission, I thought it was … Continued

Property

Superannuation

July 19, 2017

Divorce – how to bounce back financially – Episode 8

 Financial Autonomy is about managing and planning for major transitions in life. A transition that many of us face unfortunately is divorce. I understand researchers have found that going through a divorce can be one of the most stressful things you can experience in life. As a financial planner, I often work with clients … Continued

Investment

Property

Saving Strategy

Superannuation