Saving Strategy

Financial Autonomy - Could You Be Enjoying Life More Now?

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July 27, 2022

Could You Be Enjoying Life More Now?

Prudence is drummed into us. Save more, spend less, set yourself up for the future. But could we be putting too much focus on the future and ignoring the here and now? When I interviewed Matt from the Aussie FireBug a podcast a few months back he noted that in hindsight he wished he’d travelled … Continued

Saving Strategy

May 18, 2022

50% more weekend for 20% less pay

For many of us, our working lives have been put through a bit of a blender over the past couple of years. Teachers taking classes from their kitchen table, Team meetings whilst still in our pyjamas, exercise replacing the commute, and trying to find what works for each of us both professionally and as part … Continued

Saving Strategy

Superannuation

May 4, 2022

Offset vs Redraw

GENERAL ADVICE WARNING – Please be mindful that the information contained in this post is general in nature. You should seek advice that takes into account your specific circumstances before embarking on any significant financial matter.   Should I be putting my savings in an offset account, or paying it straight off the loan and … Continued

Saving Strategy

March 30, 2022

The Balancing Act

  How do we juggle the desire to save for the future, with the need to live life to the fullest today?   Is 6 months backpacking around Europe in your 20’s more valuable than being able to buy a beach house in your 50’s? Is pushing hard on the mortgage today the wisest course, … Continued

Investment

Saving Strategy

March 23, 2022

How to Build your Financial IQ

We’re fortunate to live in an age where information is at our fingertips. If you’ve gotten more interested in investing and financial markets in recent years you’re not alone. It seems the combination of anaemic interest rates on bank savings, a proliferation in apps that make low cost investing easy, and reduced spending during COVID … Continued

Investment

Saving Strategy

Superannuation

October 6, 2021

5 Steps to Becoming a Millionaire

With the median house price in Australia’s two largest cities now north of a million dollars, being a millionaire isn’t perhaps as significant as it once was. As a milestone though, getting to the point where your net assets pop over the million-dollar line remains significant, and something worth taking pride in. Here at Financial … Continued

Investment

Property

Saving Strategy

September 28, 2021

18 ways to Build Passive Income that work in Australia

I’ve been researching all the ways one might go about generating Passive Income. Unfortunately, many of those found on the web won’t work in Australia. So I’ve produced a custom list especially for those of us on the largest island in the Southern Hemisphere. Here’s what I’ve come up with: 1. Low input business 2. … Continued

Investment

Property

Saving Strategy

Self-Employment & Side Hustles

August 6, 2021

10 Ways to Save More

Financial Autonomy, this podcast and blog, exists to help you gain choice in life. To succeed with this goal, we need to put ourselves into a position of financial strength – debt paid off, investments generating income, and superannuation well-funded for our latter years. And none of that happens if our income doesn’t exceed our … Continued

Saving Strategy

June 23, 2021

Artificial + ESG = Best Friends

This weeks piece spawned out of an item in the Brain Food section of our regular GainingCHOICE email that you are hopefully receiving (if not, go here). Ethical, sustainable, or ESG investing, it’s known by many terms, but this approach has been one that’s been a focus and embedded into my financial planning business for … Continued

Investment

Saving Strategy

Superannuation

May 5, 2021

The most impactful tax deduction that is often overlooked

The end of the financial year is just a few weeks away. If you’ve had a successful year financially, perhaps you’re looking for ways to shave a little off your tax bill. We all know that paying taxes is important. It’s our contribution to a functioning society. But where rules and incentives exist that encourage … Continued

Saving Strategy

Superannuation

April 7, 2021

5 Strategies to Maximise Income for Couples

Couples can have a distinct advantage when it comes to building wealth and achieving financial autonomy provided they maximise the opportunities available to them. Here at Financial Autonomy we work to a proven framework that results in you being able to gain choice. We explore that framework in detail in the Financial Autonomy book, which … Continued

Investment

Saving Strategy

March 9, 2021

Financial Planning, coaching, and counselling – what’s the difference and when to use each

Financial planning, money coaching, and financial counselling. These are all terms you’ve probably seen or come across, but the difference between the three roles and when they are applicable is often not obvious. So in this week’s episode I’ll clarify what each of these roles do, and where perhaps they might be applicable in your … Continued

Investment

Saving Strategy

Superannuation