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Financial Autonomy - Learnings from our recent Community Survey – Episode 139

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April 1, 2020

Learnings from our recent Community Survey – Episode 139

Today’s episode is a bit different. I don’t have a script and I don’t have a guest. I recently ran a community survey to everyone that gets the Gaining Choice email. In this podcast I want to share with you what we learned and some of the ways this information will be used to shape … Continued

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Property

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Self-Employment & Side Hustles

January 8, 2020

What’s the plan for 2020? – Episode 127

In this episode I review the wins and challenges faced during 2019 and look ahead to our plans for Financial Autonomy in 2020. A bit of a pull back the curtain episode that I hope you enjoy. General Advice Warning

Saving Strategy

December 5, 2019

The Financial Autonomy Journey

I put this diagram together yesterday to explain the central framework that we are working to here at Financial Autonomy. Anyone who successfully achieves Financial Autonomy will employ at least one, and usually two or three of these approaches. The self-employment route spotlights the difference between Financial Independence and Financial Autonomy.  Financial Autonomy success is … Continued

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Property

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Self-Employment & Side Hustles

November 27, 2019

Is Private Health Insurance Worth Having in Australia? – Episode 121

The cost of private health insurance in Australia keeps on rising. After housing, food and motor vehicle expenses, health insurance typically comes up as the next big-ticket item in most household budgets. So it’s worth asking the question – do we need it? Private Health insurance is likely to be worth having if: You are … Continued

Saving Strategy

October 23, 2019

Living in a world where money is free – Episode 116

 February 12, 1999. That was the date something never before seen, happened. The Central Bank of Japan, battling persistent recession, cut official interest rates to zero. At the time other central bankers around the world criticised the move. Savers must be rewarded for savings. Borrowers must have to pay something to borrow. Without these … Continued

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October 16, 2019

FIRE is stupid – here’s some better alternatives

You’ve probably stumbled across the FIRE acronym before – it stands for Financial Independence Retire Early. It came out of the US and has spawned countless books, podcasts, conferences, and even a movie. Reddit has huge discussion threads devoted to the idea, with the primary thrust seeming to be how young you can achieve early … Continued

Investment

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Self-Employment & Side Hustles

October 2, 2019

3 Alternatives To Car Ownership That Can Help You Save – Episode 113

How many thousands of dollars do you have parked on the street or in the garage losing money every day? It’s a question I’ve been focused on for our household recently. My wife and I each have a car, plus there is a 12 seater minibus for my wife’s tourism business that we could use for a personal trip … Continued

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August 14, 2019

From spinning your wheels to moving ahead with purpose – Episode 106

It’s so easy to just float along. If it ain’t broke don’t fix it is not just a good approach to raising toddlers, it can be a whole of life game plan. But there will come a day when you’re sick of going sideways. When rinse and repeat just won’t cut it anymore. Whether it … Continued

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July 24, 2019

IFA Award Nomination

Honored to be selected as a finalist in the Practice Principal of the Year category. The ifa Excellence Awards is Australia’s only awards benchmarking the success and quality of the independent financial advice sector.

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July 3, 2019

Listener Q & A – Episode 100

Thanks for joining us for another Financial Autonomy episode. We’ve got a bit of a change in the normal routine today, because today is Episode 100 and I don’t want to pass through that milestone without doing something a little bit special. I’ve asked our Gaining Choice subscribers for their top Financial Autonomy questions. I’ve … Continued

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Property

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Self-Employment & Side Hustles

Superannuation

June 12, 2019

Financial Autonomy and the 8 Levels of Financial Freedom – Episode 97

Writer David Rae, in a great article in Forbes magazine, identified the disconnect between the early retirement through extreme frugality crowd, and the mainstream of society who want to enjoy life without financial constraints.  He identified 8 levels of financial freedom. A ladder that we progress along to gain more and more choice and freedom. … Continued

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May 22, 2019

The Value of Education – Episode 94

When it comes to gaining choice, there’s few more powerful enablers than increased skills. Financial Autonomy is about gaining control and choice over your life – not enduring a working life that is unfulfilling. It’s about getting the most out of the one precious life that we are allotted. In this post, we’re going to … Continued

Investment

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Self-Employment & Side Hustles