All Articles
October 16, 2019
FIRE is stupid – here’s some better alternatives
You’ve probably stumbled across the FIRE acronym before – it stands for Financial Independence Retire Early. It came out of the US and has spawned countless books, podcasts, conferences, and even a movie. Reddit has huge discussion threads devoted to the idea, with the primary thrust seeming to be how young you can achieve early … Continued
Investment
Saving Strategy
Self-Employment & Side Hustles
October 2, 2019
3 Alternatives To Car Ownership That Can Help You Save – Episode 113
How many thousands of dollars do you have parked on the street or in the garage losing money every day? It’s a question I’ve been focused on for our household recently. My wife and I each have a car, plus there is a 12 seater minibus for my wife’s tourism business that we could use for a personal trip … Continued
Saving Strategy
August 14, 2019
From spinning your wheels to moving ahead with purpose – Episode 106
It’s so easy to just float along. If it ain’t broke don’t fix it is not just a good approach to raising toddlers, it can be a whole of life game plan. But there will come a day when you’re sick of going sideways. When rinse and repeat just won’t cut it anymore. Whether it … Continued
Investment
Saving Strategy
July 24, 2019
IFA Award Nomination
Honored to be selected as a finalist in the Practice Principal of the Year category. The ifa Excellence Awards is Australia’s only awards benchmarking the success and quality of the independent financial advice sector.
Saving Strategy
July 3, 2019
Listener Q & A – Episode 100
Thanks for joining us for another Financial Autonomy episode. We’ve got a bit of a change in the normal routine today, because today is Episode 100 and I don’t want to pass through that milestone without doing something a little bit special. I’ve asked our Gaining Choice subscribers for their top Financial Autonomy questions. I’ve … Continued
Investment
Property
Saving Strategy
Self-Employment & Side Hustles
Superannuation
June 12, 2019
Financial Autonomy and the 8 Levels of Financial Freedom – Episode 97
Writer David Rae, in a great article in Forbes magazine, identified the disconnect between the early retirement through extreme frugality crowd, and the mainstream of society who want to enjoy life without financial constraints. He identified 8 levels of financial freedom. A ladder that we progress along to gain more and more choice and freedom. … Continued
Investment
Saving Strategy
May 22, 2019
The Value of Education – Episode 94
When it comes to gaining choice, there’s few more powerful enablers than increased skills. Financial Autonomy is about gaining control and choice over your life – not enduring a working life that is unfulfilling. It’s about getting the most out of the one precious life that we are allotted. In this post, we’re going to … Continued
Investment
Saving Strategy
Self-Employment & Side Hustles
March 5, 2019
Financial Independence in Australia – Episode 83
Job security isn’t what it once was. The trend toward contracting, outsourcing and the gig economy, combined with technological automation and increasingly, artificial intelligence, means the need for us to be emotionally and financially resilient has never been higher. Emotional resiliency isn’t something I’m qualified to speak on, but financial resiliency – financial independence – is of course … Continued
Investment
Saving Strategy
Self-Employment & Side Hustles
Superannuation
February 13, 2019
Why your parent’s financial plan won’t work for you – Episode 80
If retirement is a decade or more away, it’s tempting to look at your parents and perhaps grandparents in retirement and figure, well, they seem to be getting along fine, I’ll just have what they’re having. But there’s two key factors that have underpinned your parents retirement, that will look vastly different in your retirement – the Age … Continued
Investment
Saving Strategy
Superannuation
January 2, 2019
How to get your partner engaged in your Financial Autonomy goal – Episode 74
A significant reason many people don’t achieve Financial Autonomy is because they get pigeonholed into a certain life. They define themselves in certain ways, and often this flows from the role they’ve developed in their marriage or significant relationship. Some people worry about how their partner will react if they want to choose a … Continued
Investment
Saving Strategy
December 26, 2018
The pay yourself first strategy – Episode 73
Have trouble building up a nest egg? Struggling to build up enough cash to start investing? Hate the idea of a detailed budget? If you answered yes to any of these questions, then the Pay Yourself First strategy could be for you. The idea of Pay Yourself First is not new – Google tells … Continued
Saving Strategy
December 19, 2018
Net Worth – how and why – Episode 72
Remember back in your school days where every few weeks you’d have a test, then at the end of the year there would be an exam. I have kids in high school now and I can tell you the framework hasn’t changed. So why all this measurement? It’s all about assessing progress. If you … Continued
Investment
Saving Strategy