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April 4, 2018
Financial Autonomy – Common Strategy Options – Episode 39
Regular listeners and readers know by now that Financial Autonomy is about gaining choice. Maybe that choice is retiring early (eg. the FIRE goal that’s popular in the US), but it could just as easily be the choice to work in a different career, start your own business, work fewer hours or days, or the … Continued
Investment
Property
Saving Strategy
Self-Employment & Side Hustles
Superannuation
March 28, 2018
Will my Money Run Out? Episode 38
Whether you’re planning for a traditional retirement at age 60+, or working towards an early retirement goal, thoughts of “will my money run out?” will no doubt have crossed your mind. There is a lot written about safe withdrawal rates. This refers to the rate you can afford to draw down on your savings, so … Continued
Saving Strategy
Superannuation
March 14, 2018
6 Powerful Early Retirement Hacks – Episode 36
The goal for many in the Financial Autonomy community is to retire early. Early retirement means different things to different people, but as I always talk about, Financial Autonomy is about gaining choice. So whether you’re early retirement consists of lying on the beach in Fiji at age 40, or traveling around Australia with your … Continued
Investment
Property
Saving Strategy
Superannuation
March 7, 2018
Investing – How to Get Started – Episode 35
Research from the Australian Stock Exchange found that in 2014, 36% of adult Australians owned investments listed on the share market. Combined results from RP Data and Census data found 7.9% of the Australian population own an investment property. Now there would be some cross-over here with people holding both shares and investment property, but … Continued
Investment
Saving Strategy
February 21, 2018
First Home Super Saver Scheme – should I care? Episode 33
We all know that property prices in Australia have gone stupid in recent years. One significant consequence of that has been that first home buyers have found it increasingly difficult to enter the property market. Banks like to see at least a 10% deposit, and in the ideal world you’d have a 20% deposit to … Continued
Property
Saving Strategy
Superannuation
February 7, 2018
What’s your number? Episode 31
The goal when working towards Financial Autonomy is to gain choice. Choice in how you support yourself and perhaps your family financially, be that the type of work you do, the hours you spend doing that work, or whether you earn that income as an employee, or as a self-employed person. In developing an actionable … Continued
Investment
Saving Strategy
Superannuation
January 24, 2018
5 Most Impactful Ways to Invest in Yourself (that wont cost you a fortune) – Episode 29
Right now you’re listening to this podcast, or reading the blog article. Why? You’re curious, and have a thirst for knowledge. You want to learn new things. You want to improve yourself. We usually think of investment as being a financial thing. But investing in yourself – your skills, knowledge, and health, can be just … Continued
Saving Strategy
Self-Employment & Side Hustles
January 10, 2018
Attaining financial independence doesn’t need to be hard – Episode 27
In the interview I did with Adam Murray in episode 20, he spoke about how he reduced his expenses in a significant way when he worked through his employment transition and gap year. And you might recall, he found living on less made him more happy, not less. Another key element in your financial independence … Continued
Investment
Saving Strategy
Self-Employment & Side Hustles
December 13, 2017
Early retirement – the multi-phase approach for Australians – Episode 23
The goal of early retirement is one many Australians aspire too. And certainly, when thinking about achieving Financial Autonomy, retiring early is very often baked into those goals. But what is the best way to bring that goal to reality, given the uniqueness of our system – superannuation, franking credits, negative gearing, and means tested … Continued
Investment
Saving Strategy
Superannuation
November 15, 2017
I can’t buy a home, am I financially doomed? Episode 19
There’s a template that all Australian’s are meant to follow. Study, enter the workforce, buy a house, raise kids, pay off a mortgage, retire. It’s served us pretty well for the past 100 years or so, so you know the saying about if it ain’t broke… But for an increasing number of Australian’s this model … Continued
Property
Saving Strategy
November 1, 2017
Procrastination – 9 tips to combat this number one killer of Financial Autonomy dreams – Episode 17
How hard is it to get started? I’m sure we’ve all had things that either need to be done, or that we’d like to do, but we put them off – shift them to the bottom of the pile or check out our Facebook feed instead. Procrastination is evil, and it afflicts us all at … Continued
Investment
Saving Strategy
October 18, 2017
Getting your debt under control doesn’t need to be difficult – Episode 16
How good would life be if you were debt free? No mortgage payments, or car loans. No credit cards. Imagine the weight off your shoulders. The financial freedom you would gain. The financial autonomy. Of course many people, probably most people, achieve debt free status over their working life. This episode is not for those … Continued
Saving Strategy