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July 11, 2018
Investment Power-Ups – Episode 53
I was binge watching a fictional Netflix series last week about a group of 4 guys who had made an app that had become a huge hit, Angry Birds style. Each of the 4 guys had particular skills, and there was a scene where one of the guys was feeling pretty lost. He bemoaned … Continued
Investment
Saving Strategy
July 4, 2018
Mini-retirements – Episode 52
In several previous posts we’ve looked at strategies to help you achieve early retirement. I’ve often spoken about the fact that early retirement in our Financial Autonomy context doesn’t mean spending all day sitting on the couch watching the Simpsons. Our objective is gaining the flexibility and choice to pursue the things that we’re … Continued
Investment
Saving Strategy
Superannuation
June 13, 2018
Bike paths, Bitcoin, and Risk Budgets – Episode 49
I go for a bike ride most Sundays. Wherever I can, I ride on a bike path. Often there is a road running parallel to the bike path. Very often, cyclists are on the road when they could just as easily be on the bike path. Now I understand why they do this. It’s … Continued
Investment
Saving Strategy
June 6, 2018
The 10 worst things you can do to prepare for retiring early – Episode 48
So your financial autonomy goal is to retire early. For some that might mean retiring at age 35 and for others age 58. Often, especially for those looking to retire at the younger end of the spectrum, it will mean ceasing their current role, but still engaging in some income producing activities. So retiring … Continued
Investment
Saving Strategy
Superannuation
May 9, 2018
Why Travel Bugs Need Financial Autonomy – Episode 44
What a wonderful era that we live in where holidays and travel are a regular feature in our lives. I don’t imagine that through the bulk of human history there was enough surplus of time, food, and resources to allow you to just take time off to explore the world or relax, unless you were … Continued
Investment
Saving Strategy
Self-Employment & Side Hustles
April 4, 2018
Financial Autonomy – Common Strategy Options – Episode 39
Regular listeners and readers know by now that Financial Autonomy is about gaining choice. Maybe that choice is retiring early (eg. the FIRE goal that’s popular in the US), but it could just as easily be the choice to work in a different career, start your own business, work fewer hours or days, or the … Continued
Investment
Property
Saving Strategy
Self-Employment & Side Hustles
Superannuation
March 28, 2018
Will my Money Run Out? Episode 38
Whether you’re planning for a traditional retirement at age 60+, or working towards an early retirement goal, thoughts of “will my money run out?” will no doubt have crossed your mind. There is a lot written about safe withdrawal rates. This refers to the rate you can afford to draw down on your savings, so … Continued
Saving Strategy
Superannuation
March 14, 2018
6 Powerful Early Retirement Hacks – Episode 36
The goal for many in the Financial Autonomy community is to retire early. Early retirement means different things to different people, but as I always talk about, Financial Autonomy is about gaining choice. So whether you’re early retirement consists of lying on the beach in Fiji at age 40, or traveling around Australia with your … Continued
Investment
Property
Saving Strategy
Superannuation
March 7, 2018
Investing – How to Get Started – Episode 35
Research from the Australian Stock Exchange found that in 2014, 36% of adult Australians owned investments listed on the share market. Combined results from RP Data and Census data found 7.9% of the Australian population own an investment property. Now there would be some cross-over here with people holding both shares and investment property, but … Continued
Investment
Saving Strategy
February 21, 2018
First Home Super Saver Scheme – should I care? Episode 33
We all know that property prices in Australia have gone stupid in recent years. One significant consequence of that has been that first home buyers have found it increasingly difficult to enter the property market. Banks like to see at least a 10% deposit, and in the ideal world you’d have a 20% deposit to … Continued
Property
Saving Strategy
Superannuation
February 7, 2018
What’s your number? Episode 31
The goal when working towards Financial Autonomy is to gain choice. Choice in how you support yourself and perhaps your family financially, be that the type of work you do, the hours you spend doing that work, or whether you earn that income as an employee, or as a self-employed person. In developing an actionable … Continued
Investment
Saving Strategy
Superannuation
January 24, 2018
5 Most Impactful Ways to Invest in Yourself (that wont cost you a fortune) – Episode 29
Right now you’re listening to this podcast, or reading the blog article. Why? You’re curious, and have a thirst for knowledge. You want to learn new things. You want to improve yourself. We usually think of investment as being a financial thing. But investing in yourself – your skills, knowledge, and health, can be just … Continued
Saving Strategy
Self-Employment & Side Hustles