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Financial Autonomy - Attaining financial independence doesn’t need to be hard – Episode 27

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January 10, 2018

Attaining financial independence doesn’t need to be hard – Episode 27

In the interview I did with Adam Murray in episode 20, he spoke about how he reduced his expenses in a significant way when he worked through his employment transition and gap year.  And you might recall, he found living on less made him more happy, not less. Another key element in your financial independence … Continued

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Self-Employment & Side Hustles

December 13, 2017

Early retirement – the multi-phase approach for Australians – Episode 23

The goal of early retirement is one many Australians aspire too.  And certainly, when thinking about achieving Financial Autonomy, retiring early is very often baked into those goals. But what is the best way to bring that goal to reality, given the uniqueness of our system – superannuation, franking credits, negative gearing, and means tested … Continued

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Superannuation

November 15, 2017

I can’t buy a home, am I financially doomed? Episode 19

There’s a template that all Australian’s are meant to follow. Study, enter the workforce, buy a house, raise kids, pay off a mortgage, retire. It’s served us pretty well for the past 100 years or so, so you know the saying about if it ain’t broke… But for an increasing number of Australian’s this model … Continued

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November 1, 2017

Procrastination – 9 tips to combat this number one killer of Financial Autonomy dreams – Episode 17

How hard is it to get started?  I’m sure we’ve all had things that either need to be done, or that we’d like to do, but we put them off – shift them to the bottom of the pile or check out our Facebook feed instead. Procrastination is evil, and it afflicts us all at … Continued

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October 18, 2017

Getting your debt under control doesn’t need to be difficult – Episode 16

How good would life be if you were debt free? No mortgage payments, or car loans.  No credit cards.  Imagine the weight off your shoulders.  The financial freedom you would gain.  The financial autonomy. Of course many people, probably most people, achieve debt free status over their working life.  This episode is not for those … Continued

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September 20, 2017

How to avoid the most common financial mistakes – Part 3 – Episode 14

Today’s episode is the 3rd and final look at the most common financial mistakes I come across when advising clients.  Thanks for your comments and feedback on the previous 2 posts, it seems that many of you have battled with some of these issues yourselves, and there were a few other mistakes that you’ve managed … Continued

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Self-Employment & Side Hustles

Superannuation

September 6, 2017

How to avoid the most common financial mistakes – Part 2 – Episode 13

Welcome back.  In the last episode we explored common investment mistakes people make.  It’s not really essential that you listen to Part 1 before giving this one a listen, but if you haven’t listened to that one yet, perhaps make that the next episode you grab. Today we’re going to explore common cash flow mistakes … Continued

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Superannuation

August 23, 2017

How to avoid the most common financial mistakes – Part 1 – Episode 12

Enough people have hit their thumb with a hammer for you to know that it hurts quite a lot. You don’t need to do the experiment yourself. I’ve been helping people as a Financial Planner now for almost 18 years, and I’ve meet many, many wonderful people. Often people put off seeing a financial planner … Continued

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Superannuation

August 2, 2017

Is your ladder against the wrong wall? Episode 10

How long since you’ve taken a step back from your professional life and considered where it’s taking you?  Is your current professional activity taking you to somewhere you want to be in 10 or 20 years?  Is it leading you towards inner happiness? It’s easy with the pressures of mortgage repayments or rent, perhaps kids, … Continued

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Self-Employment & Side Hustles

July 19, 2017

Divorce – how to bounce back financially – Episode 8

 Financial Autonomy is about managing and planning for major transitions in life. A transition that many of us face unfortunately is divorce. I understand researchers have found that going through a divorce can be one of the most stressful things you can experience in life. As a financial planner, I often work with clients … Continued

Investment

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Superannuation

July 12, 2017

How to retire early – 5 things you could do to gain financial independence – Episode 7

 Many people that I speak to seek freedom from the need to clock on and clock off.  To not be answerable to a boss. To not having to devote time and energy to things that they’re not passionate about, just for the pay. The dream therefore becomes to retire early, and the sooner the … Continued

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Superannuation

June 20, 2017

How to be financially ready to start a family – Episode 5

Starting a family is a huge step in a great many of our lives.  Bringing a new little human into the world.   So much hope.  Scary too!  Completely life changing. Financial Autonomy is about you taking control of your finances, and not being controlled by your finances.  The focus of this audio blog is to … Continued

Investment

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Self-Employment & Side Hustles