My 68% return. The power of gearing – how smart borrowing can accelerate your journey to financial autonomy

Way back in 1996 I bought my first home. It was a two bedroom flat in a very ugly brown brick building, probably built in the 70’s with nothing done since. It wasn’t flash but it was within my budget and in a good location close to town – Kew for the Melbournites. I paid $107,000.